Binance P2P · USDT/COP
The live Binance P2P USDT/Colombian Peso market across 23 payment methods. Cheapest BUY: 3,567.00 · highest SELL: 3,550.00 · spread -0.48%.
Payment methods · Binance USDT/COP
| # | Payment method | Buy price | Sell price | Buy ads | Sell ads | Activity 24h |
|---|---|---|---|---|---|---|
| 1 | BancolombiaSA | 3,567.00 | 3,550.00 | 136 | 135 | 23.4K |
| 2 | Nequi | 3,567.00 | 3,550.00 | 122 | 141 | 25.4K |
| 3 | BreBKeys | 3,567.00 | 3,550.00 | 110 | 114 | 20.8K |
| 4 | Daviplata | 3,570.00 | 3,536.00 | 57 | 45 | 10.6K |
| 5 | DaviviendaSA | 3,567.00 | 3,536.00 | 52 | 34 | 10.5K |
| 6 | BBVA Bank | 3,567.00 | 3,536.00 | 23 | 18 | 2.6K |
| 7 | BancodeBogota | 3,584.00 | 3,542.00 | 15 | 14 | 2.5K |
| 8 | UalaColombia | 3,598.00 | 3,531.00 | 8 | 8 | 541 |
| 9 | BancoSocialColombia | 3,625.00 | 3,526.00 | 8 | 7 | 619 |
| 10 | BancoFalabella | 3,625.00 | 3,525.00 | 8 | 5 | 383 |
| 11 | CashDeposit | 3,615.00 | 3,500.00 | 7 | 4 | 1.3K |
| 12 | Movii | 3,586.00 | 3,500.00 | 5 | 6 | 477 |
| 13 | BANK | 3,603.00 | 3,530.00 | 7 | 3 | 380 |
| 14 | ScotiabankColpatria | 3,675.00 | 3,542.00 | 5 | 5 | 857 |
| 15 | UalaNewest | 3,598.00 | 3,456.00 | 5 | 2 | 74 |
| 16 | BancoPopular | 3,680.00 | 3,501.00 | 5 | 2 | 352 |
| 17 | BancoItauColombia | 3,625.00 | 3,501.00 | 4 | 3 | 243 |
| 18 | Efecty | 3,625.00 | 3,500.00 | 2 | 2 | 84 |
| 19 | TransBank | 3,603.00 | — | 1 | 2 | 122 |
| 20 | UalaNew | 3,577.00 | 3,428.00 | 1 | 2 | 25 |
| 21 | Powwi | — | 3,450.00 | 1 | 1 | 7 |
| 22 | Global66 | 3,580.00 | — | 1 | 1 | 56 |
| 23 | BancoDaviviendaSV | — | 3,548.00 | — | 1 | 4 |
About Binance USDT/COP P2P trading
Binance's USDT/COP market is the live peer-to-peer book for Colombia-based users buying and selling Tether directly via local rails. The current cheapest BUY is 3,567.00 and the highest SELL is 3,550.00, a -0.48% spread across 1.1K active ads. USDT/COP typically trades ~4% over the official forex rate — Persistent peso weakness + remittance-corridor demand drive Colombian USDT premium of 3-5% over interbank. Premium widens with Venezuela cross-border arbitrage flow..
Across this market, 23 payment rails are currently quoted. BancolombiaSA, Nequi, BreBKeys carry the most ad volume; the table above ranks every active rail by total 24h activity. Deepest liquidity globally across 60+ fiats.
Regulator in Colombia: Superintendencia Financiera de Colombia (SFC) supervises crypto-asset providers under 2022 sandbox framework. Banco de la República monitors but doesn't regulate trading. Crypto is legal but not legal tender.. Tax: 10-39% personal income tax on crypto gains (DIAN treats as ordinary income). To trade, open Binance P2P, filter by your preferred rail, and pick a merchant with completion rate ≥98% and order count ≥1,000. Don't include "crypto" or "USDT" in payment notes.
Colombian Peso P2P context
Typical USDT/COP premium: ~4%. Persistent peso weakness + remittance-corridor demand drive Colombian USDT premium of 3-5% over interbank. Premium widens with Venezuela cross-border arbitrage flow.
Tax in Colombia: 10-39% personal income tax on crypto gains (DIAN treats as ordinary income). Reporting required on annual income declaration (formulario 210).
Regulator: Superintendencia Financiera de Colombia (SFC) supervises crypto-asset providers under 2022 sandbox framework. Banco de la República monitors but doesn't regulate trading. Crypto is legal but not legal tender.
What Binance brings to the COP market
Deepest liquidity globally across 60+ fiats. Merchant-tier scheme rewards completion rate, order count, and dispute-free history with priority placement. Fastest settlement on majors thanks to the largest merchant pool.
Fees + KYC: 0% maker fee for verified merchants; 0% taker fee on most markets. KYC required (Lite + Full tiers). FIU-IND registered (India), VARA registered (UAE), MiCA-compliant (EU).
Frequently asked questions
What is the live Binance P2P USDT/COP rate?+
As of the most recent Binance sync, the cheapest BUY price is 3,567.00 and the highest SELL price is 3,550.00 across 23 active payment methods. The full per-payment-method breakdown is in the table above.
What payment methods does Binance support for COP?+
Binance currently supports 23 active payment methods for USDT/COP: BancolombiaSA, Nequi, BreBKeys, Daviplata, DaviviendaSA, BBVA Bank, plus 17 more. Different rails have slightly different prices because they carry different settlement risk and time costs.
Is USDT/COP P2P trading legal in Colombia?+
Yes. Superintendencia Financiera de Colombia (SFC) began supervising crypto-asset providers under a 2022 regulatory sandbox framework. Crypto is legal in Colombia but not legal tender — payments in crypto for goods/services aren't legal payment, but trading is unrestricted.
Why is the COP/USDT premium so persistent?+
Two drivers: (1) chronic peso weakness sustains demand for USD-stablecoin exposure; (2) Colombia is a major remittance receiver from Venezuela — Venezuelan USDT flows through Colombian P2P markets, adding sustained buying pressure. The 3-5% premium widens during peso volatility.
Is Binance P2P available in my country?+
Binance P2P is available in 100+ countries including India (FIU-IND registered, all features active), the UAE, Russia, Turkey, Nigeria, and the EU under MiCA. The US-restricted access since 2023; Binance.US doesn't offer P2P. Always check the country-availability list in your account settings.
How does Binance P2P merchant tiering work?+
Merchants earn tiered status (Verified Merchant, then promotional tiers) based on 30-day completion rate (≥80%), order count, dispute rate, and KYC level. Higher tiers get priority placement in ad rankings and lower fees. Retail users can become Verified Merchants by application.
How does OpenRate get this Binance COP data?+
For Binance we crawl their public P2P API every 60 seconds and write merchant-level ad data to our Postgres. The aggregate per-payment-method numbers above are reconciled against p2p.army's TOP1 snapshot every 30 minutes.