Binance P2P · USDT/TRY 🇹🇷
The live Binance P2P USDT/Turkish Lira market across 25 payment methods. Cheapest BUY: ₺47.47 · highest SELL: ₺53.53 · spread 12.77%.
Payment methods · Binance USDT/TRY
| # | Payment method | Buy price | Sell price | Buy ads | Sell ads | Activity 24h |
|---|---|---|---|---|---|---|
| 1 | BANK | ₺47.47 | ₺48.25 | 74 | 133 | 4.6K |
| 2 | Ziraat | ₺47.80 | ₺48.25 | 56 | 135 | 4.1K |
| 3 | Garanti | ₺47.47 | ₺48.25 | 41 | 104 | 2.8K |
| 4 | Bank Transfer (Turkey) | ₺48.10 | ₺48.05 | 40 | 54 | 2.4K |
| 5 | VakifBank | ₺48.10 | ₺48.25 | 32 | 57 | 1.9K |
| 6 | ISBANK | ₺47.51 | ₺47.00 | 18 | 58 | 1.3K |
| 7 | KuveytTurk | ₺47.50 | ₺48.25 | 21 | 53 | 1.8K |
| 8 | QNB | ₺48.65 | ₺48.01 | 26 | 33 | 973 |
| 9 | Akbank | ₺48.38 | ₺46.95 | 15 | 41 | 952 |
| 10 | Deniz Bank | ₺47.75 | ₺46.86 | 14 | 34 | 482 |
| 11 | YapiKredi | ₺47.51 | ₺48.05 | 11 | 16 | 635 |
| 12 | Papara | ₺48.38 | ₺46.50 | 5 | 21 | 267 |
| 13 | Albaraka Türk | ₺48.38 | ₺46.86 | 7 | 11 | 299 |
| 14 | Halkbank | ₺48.70 | ₺46.88 | 7 | 9 | 177 |
| 15 | Oldubil | — | ₺44.71 | 1 | 12 | 36 |
| 16 | Fibabanka | ₺49.00 | ₺46.86 | 2 | 7 | 55 |
| 17 | Specific Bank | ₺52.40 | ₺44.68 | 3 | 6 | 69 |
| 18 | ING | ₺48.98 | ₺46.10 | 6 | 3 | 123 |
| 19 | TurkiyeFinansBank | ₺49.99 | ₺44.68 | 2 | 4 | 19 |
| 20 | AirTM | ₺50.66 | ₺53.53 | 1 | 3 | 10 |
| 21 | BankMuscat | — | ₺43.29 | 1 | 2 | 4 |
| 22 | Paysera | — | ₺35.49 | 1 | 1 | 29 |
| 23 | CIHBankNew | — | ₺47.11 | 1 | 1 | 6 |
| 24 | Ozan | — | ₺45.00 | 1 | 1 | 29 |
| 25 | Mobile top-up | — | ₺46.90 | 1 | 1 | 44 |
About Binance USDT/TRY P2P trading
Binance's USDT/TRY market is the live peer-to-peer book for Turkey-based users buying and selling Tether directly via local rails. The current cheapest BUY is ₺47.47 and the highest SELL is ₺53.53, a 12.77% spread across 1.2K active ads. USDT/TRY typically trades ~4% over the official forex rate — Persistent lira inflation + capital controls drive Turkish demand for USDT as inflation hedge. Premium widens with each TRY decline..
Across this market, 25 payment rails are currently quoted. BANK, Ziraat, Garanti carry the most ad volume; the table above ranks every active rail by total 24h activity. Deepest liquidity globally across 60+ fiats.
Regulator in Turkey: BDDK + Capital Markets Board oversee crypto exchanges since CMB regulation in July 2024. Payments in crypto are banned by Central Bank rule (April 2021); trading is legal.. Tax: No specific crypto tax framework as of 2026. To trade, open Binance P2P, filter by your preferred rail, and pick a merchant with completion rate ≥98% and order count ≥1,000. Don't include "crypto" or "USDT" in payment notes.
Turkish Lira P2P context
Typical USDT/TRY premium: ~4%. Persistent lira inflation + capital controls drive Turkish demand for USDT as inflation hedge. Premium widens with each TRY decline.
Tax in Turkey: No specific crypto tax framework as of 2026. Income may fall under general 'other income' rules but enforcement is light. Draft crypto law in legislative pipeline.
Regulator: BDDK + Capital Markets Board oversee crypto exchanges since CMB regulation in July 2024. Payments in crypto are banned by Central Bank rule (April 2021); trading is legal.
What Binance brings to the TRY market
Deepest liquidity globally across 60+ fiats. Merchant-tier scheme rewards completion rate, order count, and dispute-free history with priority placement. Fastest settlement on majors thanks to the largest merchant pool.
Fees + KYC: 0% maker fee for verified merchants; 0% taker fee on most markets. KYC required (Lite + Full tiers). FIU-IND registered (India), VARA registered (UAE), MiCA-compliant (EU).
Frequently asked questions
What is the live Binance P2P USDT/TRY rate?+
As of the most recent Binance sync, the cheapest BUY price is ₺47.47 and the highest SELL price is ₺53.53 across 25 active payment methods. The full per-payment-method breakdown is in the table above.
What payment methods does Binance support for TRY?+
Binance currently supports 25 active payment methods for USDT/TRY: BANK, Ziraat, Garanti, Bank Transfer (Turkey), VakifBank, ISBANK, plus 19 more. Different rails have slightly different prices because they carry different settlement risk and time costs.
Is USDT/TRY P2P trading legal in Turkey?+
Yes. Crypto trading is legal in Turkey. The Capital Markets Board (CMB) began regulating crypto exchanges in July 2024 under a new framework. Payments in crypto are banned by Central Bank rule (April 2021), but trading and holding are unrestricted.
How is USDT taxed in Turkey?+
Turkey has no specific crypto tax framework as of 2026. Crypto gains may be classified as 'other income' under general tax rules, but enforcement is light. A dedicated crypto tax law is in the legislative pipeline.
Is Binance P2P available in my country?+
Binance P2P is available in 100+ countries including India (FIU-IND registered, all features active), the UAE, Russia, Turkey, Nigeria, and the EU under MiCA. The US-restricted access since 2023; Binance.US doesn't offer P2P. Always check the country-availability list in your account settings.
How does Binance P2P merchant tiering work?+
Merchants earn tiered status (Verified Merchant, then promotional tiers) based on 30-day completion rate (≥80%), order count, dispute rate, and KYC level. Higher tiers get priority placement in ad rankings and lower fees. Retail users can become Verified Merchants by application.
How does OpenRate get this Binance TRY data?+
For Binance we crawl their public P2P API every 60 seconds and write merchant-level ad data to our Postgres. The aggregate per-payment-method numbers above are reconciled against p2p.army's TOP1 snapshot every 30 minutes.