Binance P2P · USDT/IDR 🇮🇩
The live Binance P2P USDT/Indonesian Rupiah market across 32 payment methods. Cheapest BUY: Rp17,995.00 · highest SELL: Rp18,000.00 · spread 0.03%.
Payment methods · Binance USDT/IDR
| # | Payment method | Buy price | Sell price | Buy ads | Sell ads | Activity 24h |
|---|---|---|---|---|---|---|
| 1 | BANK | Rp18,000.00 | Rp17,985.00 | 199 | 198 | 25.2K |
| 2 | BCAMobile | Rp18,000.00 | Rp18,000.00 | 140 | 212 | 20.4K |
| 3 | MandiriPay | Rp18,000.00 | Rp17,988.00 | 136 | 119 | 14.9K |
| 4 | SEAbank | Rp18,030.00 | Rp17,988.00 | 78 | 150 | 14.4K |
| 5 | BANKBRI | Rp18,000.00 | Rp17,988.00 | 71 | 112 | 10.7K |
| 6 | DANA | Rp18,043.00 | Rp17,988.00 | 40 | 101 | 6.9K |
| 7 | PermataMe | Rp18,007.00 | Rp17,968.00 | 38 | 78 | 5.4K |
| 8 | BankJago | Rp18,017.00 | Rp17,974.00 | 46 | 44 | 4.0K |
| 9 | YapBNI | Rp18,012.00 | Rp17,965.00 | 51 | 35 | 5.0K |
| 10 | GoPay | Rp18,049.00 | Rp17,980.00 | 29 | 51 | 4.7K |
| 11 | Blu | Rp18,010.00 | Rp17,960.00 | 39 | 26 | 4.6K |
| 12 | OVO | Rp18,044.00 | Rp17,952.00 | 24 | 38 | 3.1K |
| 13 | ShopeePay | Rp18,085.00 | Rp17,950.00 | 12 | 27 | 1.7K |
| 14 | NEO | Rp18,042.00 | Rp17,960.00 | 15 | 22 | 1.2K |
| 15 | CIMBNiaga | Rp18,017.00 | Rp17,960.00 | 12 | 24 | 1.5K |
| 16 | OCBCNISP | Rp17,995.00 | Rp17,960.00 | 12 | 24 | 1.3K |
| 17 | AlloBank | Rp18,035.00 | Rp17,947.00 | 18 | 17 | 1.4K |
| 18 | Maybank | Rp18,522.00 | Rp17,957.00 | 2 | 23 | 322 |
| 19 | DanamonBank | Rp18,085.00 | Rp17,959.00 | 3 | 12 | 338 |
| 20 | BSI | Rp19,992.00 | Rp17,960.00 | 2 | 13 | 372 |
| 21 | JeniusPayMe | Rp18,057.00 | Rp17,967.00 | 6 | 5 | 272 |
| 22 | Sinarmas | Rp18,522.00 | Rp17,959.00 | 6 | 2 | 660 |
| 23 | TMRW | Rp18,555.00 | Rp17,957.00 | 2 | 5 | 231 |
| 24 | AladinBank | Rp18,555.00 | Rp17,927.00 | 2 | 4 | 211 |
| 25 | LinkAja | Rp18,190.00 | Rp17,900.00 | 1 | 4 | 208 |
| 26 | p2plusAPBCAQR | Rp18,163.00 | — | 1 | 1 | 426 |
| 27 | p2plusAPBRI | Rp18,054.00 | — | 1 | 1 | 29 |
| 28 | p2plusAPBRIQR | Rp18,163.00 | — | 1 | 1 | 426 |
| 29 | p2plusAPDanaQR | Rp18,163.00 | — | 1 | 1 | 333 |
| 30 | p2plusAPMANDIRIQR | Rp18,163.00 | — | 1 | 1 | 199 |
| 31 | p2plusAPOvQR | Rp18,163.00 | — | 1 | 1 | 333 |
| 32 | p2plusIDRBNI | Rp18,056.00 | — | 1 | 1 | 50 |
About Binance USDT/IDR P2P trading
Binance's USDT/IDR market is the live peer-to-peer book for Indonesia-based users buying and selling Tether directly via local rails. The current cheapest BUY is Rp17,995.00 and the highest SELL is Rp18,000.00, a 0.03% spread across 2.3K active ads. USDT/IDR typically trades ~4% over the official forex rate — OJK transition + capital flow management drive moderate USDT premium; widens during rupiah weakness..
Across this market, 32 payment rails are currently quoted. BANK, BCAMobile, MandiriPay carry the most ad volume; the table above ranks every active rail by total 24h activity. Deepest liquidity globally across 60+ fiats.
Regulator in Indonesia: Bappebti regulated crypto until late-2024 transition to OJK (Financial Services Authority). Crypto is legal as commodity for trading; not legal tender.. Tax: 0. To trade, open Binance P2P, filter by your preferred rail, and pick a merchant with completion rate ≥98% and order count ≥1,000. Don't include "crypto" or "USDT" in payment notes.
Indonesian Rupiah P2P context
Typical USDT/IDR premium: ~4%. OJK transition + capital flow management drive moderate USDT premium; widens during rupiah weakness.
Tax in Indonesia: 0.21% income tax + 0.22% VAT on every crypto trade (final tax). Increased to 0.21% income / 0.22% VAT under PMK 68/PMK.03/2022. Effective ~0.43% per trade.
Regulator: Bappebti regulated crypto until late-2024 transition to OJK (Financial Services Authority). Crypto is legal as commodity for trading; not legal tender.
What Binance brings to the IDR market
Deepest liquidity globally across 60+ fiats. Merchant-tier scheme rewards completion rate, order count, and dispute-free history with priority placement. Fastest settlement on majors thanks to the largest merchant pool.
Fees + KYC: 0% maker fee for verified merchants; 0% taker fee on most markets. KYC required (Lite + Full tiers). FIU-IND registered (India), VARA registered (UAE), MiCA-compliant (EU).
Frequently asked questions
What is the live Binance P2P USDT/IDR rate?+
As of the most recent Binance sync, the cheapest BUY price is Rp17,995.00 and the highest SELL price is Rp18,000.00 across 32 active payment methods. The full per-payment-method breakdown is in the table above.
What payment methods does Binance support for IDR?+
Binance currently supports 32 active payment methods for USDT/IDR: BANK, BCAMobile, MandiriPay, SEAbank, BANKBRI, DANA, plus 26 more. Different rails have slightly different prices because they carry different settlement risk and time costs.
Is USDT/IDR P2P trading legal in Indonesia?+
Yes. Crypto is legal as a tradable commodity under Bappebti rules (now transitioning to OJK regulation in late 2024). It is not legal tender — paying for goods or services in crypto is prohibited. Trading platforms must register with the regulator.
How are crypto trades taxed in Indonesia?+
0.21% income tax + 0.22% VAT on every trade — effective ~0.43% per trade — under PMK 68/PMK.03/2022. This is a final tax, deducted by registered exchanges. Capital gains aren't separately taxed when this final tax applies.
Is Binance P2P available in my country?+
Binance P2P is available in 100+ countries including India (FIU-IND registered, all features active), the UAE, Russia, Turkey, Nigeria, and the EU under MiCA. The US-restricted access since 2023; Binance.US doesn't offer P2P. Always check the country-availability list in your account settings.
How does Binance P2P merchant tiering work?+
Merchants earn tiered status (Verified Merchant, then promotional tiers) based on 30-day completion rate (≥80%), order count, dispute rate, and KYC level. Higher tiers get priority placement in ad rankings and lower fees. Retail users can become Verified Merchants by application.
How does OpenRate get this Binance IDR data?+
For Binance we crawl their public P2P API every 60 seconds and write merchant-level ad data to our Postgres. The aggregate per-payment-method numbers above are reconciled against p2p.army's TOP1 snapshot every 30 minutes.