OpenRate · Neobanks

Stablecoin neobanks

10crypto-friendly neobanks & stablecoin accounts — assets, coverage, KYC and fees. The account rail of stablecoin movement.

K

KAST

88

Cashback at mid-to-high spend, global coverage

A USDC/USDT Visa with tiered cashback (1.5–3%) accepted in 170+ countries.

💳 Card🏦 Stablecoin account🏧 Bank withdrawal

Assets: USDC, USDT, USDe
Fiat: USD, EUR, Local
Coverage: 15 regions
KYC: Full KYC
Fees: 1.5–3% cashback · no monthly fee · 0.9% FX
Limits: ATM $250/withdrawal, $750/24h

B

Bleap

83

EU users wanting 0% FX and strong USDC cashback

A self-custodial EU Mastercard with 0% FX and 2% (up to 20% promo) USDC cashback.

💳 Card🏦 Stablecoin account🏧 Bank withdrawal

Assets: USDC, EURe
Fiat: USD, EUR, Local
Coverage: 3 regions
KYC: Full KYC (EEA)
Fees: 2% (up to 20% promo) cashback · no monthly fee · None FX
Limits: Free ATM to €400/mo

Visit Bleap ↗

N

Nexo Card

83

EEA/UK users wanting a credit-line + cashback in one card

A dual credit/debit Mastercard with up to 2% cashback, for EEA & UK users.

💳 Card🏦 Stablecoin account🏧 Bank withdrawal

Assets: USDC, USDT, BTC
Fiat: USD, EUR, Local
Coverage: 4 regions
KYC: Full KYC
Fees: up to 2% cashback · no monthly fee · 0.5% FX
Limits: Free ATM €200–€2,000/mo by tier

Visit Nexo Card ↗

F

Fiat24

83

Regulated onchain banking

Swiss onchain bank — a regulated bank account that lives as an NFT, with a Visa card on Arbitrum.

💳 Card🏦 Stablecoin account🏧 Bank withdrawal🏢 Business

Assets: USDC, USDT, EURe
Fiat: CHF, EUR, USD
Coverage: 3 regions
KYC: Swiss KYC
Fees: Account + FX fees
Limits: Tier-based

Visit Fiat24 ↗

P

Plasma One

82

Stablecoin-first banking

A stablecoin-native neobank built around USD₮ accounts and global spend.

💳 Card🏦 Stablecoin account🏧 Bank withdrawal🏢 Business

Assets: USDT, USDC
Fiat: USD
Coverage: 5 regions
KYC: Full KYC
Fees: No monthly fee · 1% off-ramp
Limits: $25,000 / day

Visit Plasma One ↗

C

Crypto.com

82

All-in-one crypto app

Crypto super-app with a fiat wallet, Visa card and stablecoin balances in 90+ markets.

💳 Card🏦 Stablecoin account🏧 Bank withdrawal⚙️ API

Assets: USDC, USDT, BTC
Fiat: USD, EUR, GBP
Coverage: 5 regions
KYC: Full KYC
Fees: Tiered (stake-based)
Limits: Tier-based

Visit Crypto.com ↗

D

Dakota

81

Business treasury & payouts

Stablecoin business banking — USDC accounts, global payments and treasury for companies.

🏦 Stablecoin account🏧 Bank withdrawal🏢 Business⚙️ API

Assets: USDC, USDT
Fiat: USD
Coverage: 3 regions
KYC: Business KYB
Fees: Per-transfer
Limits: Business-tier

Visit Dakota ↗

H

Holyheld

80

EU users wanting a self-custodial IBAN + card with no FX markup

A self-custodial EU on-chain debit card with a Cyprus IBAN and no FX markup.

💳 Card🏦 Stablecoin account🏧 Bank withdrawal

Assets: USDC, EURe
Fiat: USD, EUR, Local
Coverage: 3 regions
KYC: Full KYC (EEA)
Fees: 0.5–1% cashback · no monthly fee · None FX
Limits: €32 issuance; €1/mo dormancy after inactivity

Visit Holyheld ↗

W

Wirex

80

Global multi-currency spending

Multi-currency crypto neobank — account, card and on/off-ramp across 130+ countries.

💳 Card🏦 Stablecoin account🏧 Bank withdrawal

Assets: USDT, USDC, BTC
Fiat: USD, EUR, GBP
Coverage: 5 regions
KYC: Full KYC
Fees: No monthly fee · in-app FX
Limits: Tier-based

Visit Wirex ↗

J

Juno

79

US dollar + on-chain

US neobank built on USDC — checking-style account, on-chain withdrawals and a crypto-back debit card.

💳 Card🏦 Stablecoin account🏧 Bank withdrawal

Assets: USDC, USDT
Fiat: USD
Coverage: 1 regions
KYC: Full KYC (US)
Fees: No monthly fee
Limits: Account-based