Who actually uses crypto cards?
Every stablecoin card settlement is on-chain. We grouped 132K spending wallets from the last 30 days into behaviour patterns — from coffee-sized everyday spenders to whales and businesses. These are inferred patterns, not real identities. Click any wallet to see how it spends.
The punchline: just 9% of wallets — the whales and businesses — move 68% of all the money. Everyone else is mostly buying coffee.
Who they are vs. where the money goes
Left: share of wallets. Right: share of the money moved. Same colours — notice how they flip.
By users · share of wallets
- ☕ Everyday spenders27.8%
- 🛍️ Regular shoppers10.9%
- 💸 Remittance & transfers1.3%
- 🐋 Whales0.1%
- 🏢 Businesses & power users9.2%
- 🌱 Occasional / just trying it50.7%
By money · share of 30d volume
- ☕ Everyday spenders3.9%
- 🛍️ Regular shoppers13.9%
- 💸 Remittance & transfers9.2%
- 🐋 Whales12.8%
- 🏢 Businesses & power users55.6%
- 🌱 Occasional / just trying it4.6%
Coffee, food, small daily buys under ~$50. The quiet majority of crypto-card users.
$50–$800 a swipe — groceries, bills, online orders. Normal retail spending.
Recurring mid-to-large sends — the pattern looks like cross-border money movement.
$5k+ average tickets — high rollers and big-ticket purchases.
Spending almost every day — operations, payouts, or treasury running through a card.
One or two swipes in a month — testing the card or rare, one-off use.
Explore the wallets
Top wallets by 30-day volume in each pattern. Click any one to see its real transaction history.
Everyday spenders
top 40 by volumeCoffee, food, small daily buys under ~$50. The quiet majority of crypto-card users.
Regular shoppers
top 40 by volume$50–$800 a swipe — groceries, bills, online orders. Normal retail spending.
Remittance & transfers
top 40 by volumeRecurring mid-to-large sends — the pattern looks like cross-border money movement.
Whales
top 40 by volume$5k+ average tickets — high rollers and big-ticket purchases.
Businesses & power users
top 40 by volumeSpending almost every day — operations, payouts, or treasury running through a card.
Occasional / just trying it
top 40 by volumeOne or two swipes in a month — testing the card or rare, one-off use.