Gnosis Pay
Visagnosisby Gnosis PayA self-custodial EU Visa with no FX fee and up to 5% GNO cashback.
5.8K
On-chain settlements · 24h
$255.2K
On-chain settled · 24h
$7.77M
On-chain spend · 30d▲ 18% MoM
23.4K
Cards that spent · 30d▼ 29% MoM
$44.75
Avg settlement
1.27M settlements all-time · last Tue, 28 Jul 2026 13:14:45 UTC. “Cards that spent” counts cards with on-chain settlements in the last 30 days — not total sign-ups or funded accounts, which are higher.
Spend · daily
Card-rail market share · 30d (4.1%)
$191.7M
rail 30d
- Gnosis Pay4.1%
- Other cards95.9%
openrate.live
Token mix · stablecoins
$56.9M
total
- EURe77.1%
- USDC.e19.1%
- GBPe3.8%
openrate.live
Active cards · per day
Transactions · per day
Settlement address: 0x4822521e6135cd2599199c83ea35179229a172ee · gnosis
Gnosis Pay · card spend·last 24h
$263.2K↓ 35% MoM
Daily card volume · 2.4K cardholders · $108/holder
Gnosis leads with 100% of volume
Top 5% drive 48% of spend
1 chain live
Tracked as spend · Gnosis Pay
Card volume · monthly Live
$7M↓ 35% MoM
$13M$7M$0
12 mo agonow
💳24h Spend
Daily volume
$263.2K↓ 35%
Card spend · last 24h
👥Cardholders
Daily active
2.4K24h
$108 avg / holder
⚡Power Users
Top 5%
122$1.0K/day
drive 48% of all spend
🔗Lead Chain
Gnosis
100%chain
of 24h settlement · 1 chain
Overview
Gnosis Pay · key facts
- Card spend · 24h
- $263.2K
- Cardholders · 24h
- 2.4K
- Avg / cardholder
- $108
- Volume · 2026-06
- $6.63M (-35% MoM)
- Network
- Visa
- Issuer
- Gnosis Pay
- Settlement
- Onchain spend
- Chains live
- 1
- Lead chain
- Gnosis · 100%
- Countries
- 4
- Cashback
- 2.0%
- Valuation
- $282M (GNO mc)
- Revenue · yr
- $1.50M
- Net loss · yr
- −$3.00M
- Employees
- 15 · 2 hiring
Volume-based revenue (1.5% shown; EU interchange cap means the real take is likely lower).
Distribution
Gnosis Pay volume by chain · 24h
Volume by chain · 24h
$263K
24h
- gnosis100.0%
openrate.live
| # | Chain | Volume · 24h | Share |
|---|---|---|---|
| 1 | gnosis | $263.2K | 100% |
Cardholders
Who drives Gnosis Pay's traffic
2.4K active · 24h7.9K monthly active✨ 6.8K new this month▼ 5% MoM· $108/holder avg
By cardholders · share of users
$2K
holders
- Whales1.0%
- Business4.0%
- Big spenders15.0%
- Small users80.0%
openrate.live
By money · share of 24h volume
$263K
24h vol
- Whales32.0%
- Business30.0%
- Big spenders26.0%
- Small users12.0%
openrate.live
The punchline: just 5% of Gnosis Pay’s cardholders — the whales and businesses — move 62% of the money. Everyone else is mostly buying coffee.
| Cardholder type | Cardholders | % holders | Traffic · 24h | % of traffic | Avg / holder |
|---|---|---|---|---|---|
| 🐋 Whales · Top 1% — largest spenders | 24 | 1% | $84.2K | 32% | $3,509 |
| 🏢 Business · Steady high-volume accounts | 98 | 4% | $79.0K | 30% | $806 |
| 💪 Big spenders · Heavy personal users | 367 | 15% | $68.4K | 26% | $186 |
| 👤 Small users · Casual / occasional | 2.0K | 80% | $31.6K | 12% | $16 |
Monthly active cardholders
Spend-size tiers modeled from the 24h distribution; active & new-cardholder counts are real.
Card details
- Cashback
- 2.0%
- Monthly fee
- Free
- FX fee
- 0.3%
- ATM
- 2.0%
- KYC
- Full KYC (EEA)
- OpenRate score
- 87
- Assets
- EURe, USDC, GNO
- Countries
- 4
- Best for
- EU users who want true self-custody and no FX fee
Pros
- No conversion or FX fee
- 1–5% GNO cashback
- Self-custodial + EU IBAN
- Apple Pay + ENS name on card
Cons
- One-time card issuance fee (~€30)
- Top cashback needs large GNO holdings
- Europe/UK only