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Bank Transfer P2P · Live USDT Rates

Generic bank transfer is the universal P2P fallback — slower than instant rails but available everywhere. Spreads on bank transfer are usually marginally better than instant alternatives because settlement risk is lower for the merchant.

Total ads · 24h
21.6K
across 6 exchanges
Buy ads
10.2K
merchants buying USDT
Sell ads
11.4K
merchants selling USDT
Fiat markets
103
top: SAR, UAH, PHP

Bank TransferP2P · per-exchange & fiat

#ExchangeMarketBest BuyBest SellBuy adsSell adsTotal ads
1BitgetUSDT/AMD373.987059129
2OkxUSDT/AMD364.80357.147059129
3BybitUSDT/AMD360.00360.007059129
4KucoinUSDT/AMD443.99341.007059129
5BinanceUSDT/AMD361.35360.407059129
6BybitUSDT/MNT3,596.004484128
7OkxUSDT/MNT3,514.204484128
8BinanceUSDT/MNT3,671.003,665.004484128
9BybitUSDT/BYN3.093.554780127
10KucoinUSDT/BYN3.804780127
11BinanceUSDT/BYN3.103.104780127
12BitgetUSDT/BYN2.944780127
13OkxUSDT/BYN3.243.154780127
14Binance🇸🇦USDT/SAR﷼3.80﷼3.888038118
15Kucoin🇸🇦USDT/SAR﷼3.97﷼3.738038118
16Bitget🇸🇦USDT/SAR﷼3.818038118
17Okx🇸🇦USDT/SAR﷼3.80﷼3.928038118
18Htx🇸🇦USDT/SAR﷼4.42﷼3.708038118
19Bybit🇸🇦USDT/SAR﷼3.90﷼4.048038118
20BitgetUSDT/KGS89.705163114
21OkxUSDT/KGS88.395163114
22BinanceUSDT/KGS88.1987.965163114
23KucoinUSDT/KGS90.0085.005163114
24BybitUSDT/KGS88.02104.915163114
25Bitget🇺🇦USDT/UAH₴45.516745112
26Bybit🇺🇦USDT/UAH₴45.30₴53.416745112
27Htx🇵🇭USDT/PHP₱64.16₱75.194666112
28Kucoin🇺🇦USDT/UAH₴46.40₴43.766745112
29Bybit🇵🇭USDT/PHP₱62.60₱62.584666112
30Okx🇺🇦USDT/UAH₴45.25₴47.006745112
31Htx🇺🇦USDT/UAH₴45.35₴53.516745112
32Kucoin🇵🇭USDT/PHP₱63.33₱60.004666112
33Binance🇺🇦USDT/UAH₴45.20₴49.006745112
34Bitget🇵🇭USDT/PHP₱62.474666112
35Binance🇵🇭USDT/PHP₱62.70₱62.544666112
36Okx🇵🇭USDT/PHP₱62.594666112
37Kucoin🇮🇩USDT/IDRRp17,888.00Rp17,603.985257109
38Bitget🇮🇩USDT/IDRRp17,350.005257109
39Bybit🇮🇩USDT/IDRRp17,540.00Rp17,510.005257109
40Okx🇮🇩USDT/IDRRp17,546.00Rp17,490.005257109
41Binance🇮🇩USDT/IDRRp17,524.00Rp17,500.005257109
42Htx🇮🇩USDT/IDRRp17,800.00Rp17,831.005257109
43Bybit🇦🇪USDT/AEDد.إ3.68د.إ4.01425799
44Binance🇰🇿USDT/KZT₸465.00₸485.00574299
45Bitget🇰🇿USDT/KZT₸499.90574299
46Okx🇰🇿USDT/KZT₸470.00₸480.00574299
47Kucoin🇦🇪USDT/AEDد.إ3.75د.إ3.66425799
48Htx🇰🇿USDT/KZT₸461.99₸545.20574299
49Bybit🇰🇿USDT/KZT₸450.00₸518.20574299
50Kucoin🇰🇿USDT/KZT₸540.00₸450.20574299
51Binance🇦🇪USDT/AEDد.إ3.67د.إ3.67425799
52Htx🇦🇪USDT/AEDد.إ3.74د.إ4.10425799
53Bitget🇦🇪USDT/AEDد.إ2.32425799
54BybitUSDT/CZK21.4925.08445498
55BinanceUSDT/CZK21.3920.75445498
56HtxUSDT/CZK24.7520.00445498
57OkxUSDT/CZK21.8922.00445498
58KucoinUSDT/CZK20.40445498
59BitgetUSDT/CZK23.98445498
60Bitget🇿🇦USDT/ZARR23.25356297
61Htx🇿🇦USDT/ZARR16.35356297
62Kucoin🇿🇦USDT/ZARR17.00R13.21356297
63Binance🇿🇦USDT/ZARR16.60R18.00356297
64Bybit🇿🇦USDT/ZARR13.90R16.21356297
65Okx🇿🇦USDT/ZARR16.70R16.07356297
66Htx🇬🇧USDT/GBP£0.80£0.88415596
67Okx🇬🇧USDT/GBP£0.76£0.89415596
68Bitget🇬🇧USDT/GBP£0.74415596
69Bybit🇬🇧USDT/GBP£0.75£0.89415596
70Binance🇬🇧USDT/GBP£0.67£0.80415596
71Kucoin🇬🇧USDT/GBP£0.73415596
72KucoinUSDT/GEL3.002.52454792
73OkxUSDT/CAD1.40395392
74BybitUSDT/CAD1.341.55395392
75BitgetUSDT/GEL2.59454792
76OkxUSDT/GEL2.612.59454792
77BinanceUSDT/OMR0.390.39464692
78KucoinUSDT/CAD1.391.37395392
79BitgetUSDT/OMR0.44464692
80BitgetUSDT/CAD1.38395392
81BinanceUSDT/CAD1.391.38395392
82HtxUSDT/CAD1.461.66395392
83OkxUSDT/OMR0.39464692
84BybitUSDT/GEL2.602.61454792
85HtxUSDT/GEL2.622.59454792
86BinanceUSDT/GEL2.612.62454792
87BinanceUSDT/QAR3.733.68494190
88OkxUSDT/QAR3.763.68494190
89KucoinUSDT/QAR3.15494190
90HtxUSDT/QAR3.53494190
91BitgetUSDT/QAR3.80494190
92OkxUSDT/MDL17.81384583
93KucoinUSDT/RSD95.85404383
94BinanceUSDT/MDL18.2517.46384583
95KucoinUSDT/MDL15.50384583
96OkxUSDT/RSD98.32404383
97BinanceUSDT/RSD101.0599.25404383
98BitgetUSDT/MDL18.60384583
99BitgetUSDT/RSD95.00404383
100BybitUSDT/MDL17.5020.59384583
101BybitUSDT/RSD103.5799.55404383
102Bitget🇹🇷USDT/TRY₺51.90334780
103Binance🇹🇷USDT/TRY₺50.18₺55.00334780
104Kucoin🇹🇷USDT/TRY₺52.70₺46.35334780
105Htx🇹🇷USDT/TRY₺49.99₺57.94334780
106Okx🇹🇷USDT/TRY₺50.88₺49.50334780
107Bybit🇹🇷USDT/TRY₺50.50₺58.26334780
108BybitUSDT/RON4.125.43275279
109BinanceUSDT/RON4.084.48275279
110BitgetUSDT/RON6.34275279
111OkxUSDT/RON4.644.32275279
112HtxUSDT/RON5.445.44275279
113KucoinUSDT/RON4.41275279
114Binance🇻🇳USDT/VND₫25,808.00₫25,887.00354378
115Okx🇻🇳USDT/VND₫25,760.00₫25,717.00354378
116Bybit🇻🇳USDT/VND₫25,799.00₫25,790.00354378
117Htx🇻🇳USDT/VND₫26,197.00₫25,651.00354378
118Kucoin🇻🇳USDT/VND₫26,200.00₫24,200.00354378
119Bitget🇻🇳USDT/VND₫25,760.00354378
120HtxUSDT/TJS9.559.30433174
121BybitUSDT/TJS9.319.36433174
122BinanceUSDT/TJS9.329.29433174
123KucoinUSDT/TJS10.218.68433174
124OkxUSDT/TJS9.309.25433174
125BitgetUSDT/TJS9.50433174
126BybitUSDT/AOA730.111,095.24254873
127KucoinUSDT/AOA1,060.00254873
128OkxUSDT/AOA1,175.001,135.00254873
129BinanceUSDT/AOA823.651,119.68254873
130KucoinUSDT/KWD0.330.30462470
131BitgetUSDT/KWD0.31462470
132BinanceUSDT/KWD0.310.41462470
133BybitUSDT/KWD0.320.31462470
134OkxUSDT/KWD0.31462470
135BitgetUSDT/MAD9.64373067
136KucoinUSDT/MAD10.999.35373067
137OkxUSDT/MAD9.88373067
138BinanceUSDT/MAD9.829.78373067
139BybitUSDT/MAD9.819.75373067
140HtxUSDT/MAD10.809.49373067
141BinanceUSDT/MXN$17.05$17.75303161
142KucoinUSDT/MXN$18.83$16.40303161
143OkxUSDT/MXN$16.97$16.92303161
144BitgetUSDT/MXN$16.89303161
145BybitUSDT/MXN$16.89$16.97303161
146HtxUSDT/MXN$18.60$22.04303161
147Binance🇱🇰USDT/LKRRs334.05Rs340.00263460
148BitgetUSDT/PENS/3.36342660
149BybitUSDT/PENS/3.35S/3.37342660
150Bybit🇱🇰USDT/LKRRs335.00Rs332.80263460
151Okx🇱🇰USDT/LKRRs345.50Rs330.35263460
152Bitget🇱🇰USDT/LKRRs344.44263460
153OkxUSDT/PENS/3.36342660
154BinanceUSDT/PENS/3.38S/3.37342660
155Kucoin🇱🇰USDT/LKRRs330.00263460
156KucoinUSDT/PENS/3.48S/3.40342660
157BitgetUSDT/KESKSh130.99263359
158BinanceUSDT/PLN3.733.77302959
159HtxUSDT/PLN3.854.30302959
160HtxUSDT/KESKSh131.49KSh129.00263359
161BitgetUSDT/PLN3.69302959
162OkxUSDT/KESKSh129.75263359
163KucoinUSDT/KESKSh131.65KSh110.04263359
164OkxUSDT/PLN3.69302959
165BinanceUSDT/KESKSh129.50KSh134.60263359
166KucoinUSDT/PLN3.923.55302959
167BybitUSDT/KESKSh128.40KSh129.23263359
168BybitUSDT/PLN3.734.47302959
169BinanceUSDT/SDG7,029.537,130.00263056
170Bitget🇵🇰USDT/PKR₨279.95322456
171Binance🇵🇰USDT/PKR₨283.20₨299.41322456
172OkxUSDT/SDG2,000.00263056
173BinanceUSDT/LYD9.689.65154156
174Kucoin🇵🇰USDT/PKR₨289.75₨281.85322456
175Okx🇵🇰USDT/PKR₨300.00322456
176Bybit🇵🇰USDT/PKR₨283.30₨283.27322456
177BinanceUSDT/CHF0.870.80223254
178HtxUSDT/CHF0.880.76223254
179BitgetUSDT/CHF0.79223254
180OkxUSDT/CHF0.830.79223254
181BitgetUSDT/AUD1.51153752
182BinanceUSDT/AUD1.411.39153752
183HtxUSDT/AUD1.671.66153752
184KucoinUSDT/AUD1.751.25153752
185OkxUSDT/AUD1.421.57153752
186BybitUSDT/AUD1.411.66153752
187Bitget🇦🇷USDT/ARS$1,000.00242751
188Bybit🇦🇷USDT/ARS$1,596.70$1,593.75242751
189Okx🇦🇷USDT/ARS$1,598.00$1,594.10242751
190BinanceUSDT/KHR4,051.004,027.00262551
191OkxUSDT/KHR4,060.50262551
192HtxUSDT/KHR3,922.00262551
193Kucoin🇦🇷USDT/ARS$1,599.00$1,588.01242751
194Htx🇦🇷USDT/ARS$1,122.09242751
195BinanceUSDT/GMD75.9885.12272451
196BybitUSDT/KHR4,050.004,026.00262551
197BitgetUSDT/KHR4,190.00262551
198Binance🇦🇷USDT/ARS$1,594.00$1,595.22242751
199Htx🇪🇺USDT/EUR€0.91€1.03282250
200Binance🇪🇺USDT/EUR€0.86€0.93282250
201Okx🇪🇺USDT/EUR€0.80€0.94282250
202Bitget🇪🇺USDT/EUR€0.87282250
203Kucoin🇪🇺USDT/EUR€0.91€0.86282250
204Bybit🇪🇺USDT/EUR€0.85€1.03282250
205OkxUSDT/CRC463.00448.30232548
206BinanceUSDT/CRC454.00447.93232548
207BinanceUSDT/MRU42.6042.40222446
208KucoinUSDT/MRU44.8041.20222446
209OkxUSDT/BND1.35262046
210BitgetUSDT/BND1.44262046
211BinanceUSDT/BND1.301.52262046
212BitgetUSDT/MRU42.00222446
213BitgetUSDT/AZN1.59222345
214OkxUSDT/AZN1.69222345
215HtxUSDT/AZN1.951.65222345
216BinanceUSDT/AZN1.691.68222345
217BybitUSDT/AZN1.691.67222345
218BinanceUSDT/HUF297.004444
219BinanceUSDT/CLP944.99946.00202444
220Binance🇮🇳USDT/INR₹100.55₹104.17321244
221BybitUSDT/CLP948.00945.00202444
222Htx🇮🇳USDT/INR₹103.00₹135.00321244
223Okx🇮🇳USDT/INR₹100.21321244
224HtxUSDT/HUF360.00295.004444
225OkxUSDT/CLP940.48202444
226BitgetUSDT/CLP950.00202444
227Bybit🇮🇳USDT/INR₹99.00₹103.60321244
228BybitUSDT/HUF322.00376.164444
229KucoinUSDT/HUF391.004444
230BitgetUSDT/HUF310.004444
231OkxUSDT/HUF321.93305.004444
232Bitget🇮🇳USDT/INR₹102.80321244
233KucoinUSDT/CLP920.00202444
234Kucoin🇮🇳USDT/INR₹100.00₹100.50321244
235HtxUSDT/CLP904.39202444
236BybitUSDT/PYG5,950.005,836.50251843
237BinanceUSDT/PYG5,965.985,950.00251843
238BitgetUSDT/PYG5,820.00251843
239OkxUSDT/PYG6,120.005,990.00251843
240Kucoin🇳🇵USDT/NPR₨120.00192039
241BinanceUSDT/TZS2,630.002,680.00182139
242Binance🇳🇵USDT/NPR₨164.90₨172.00192039
243KucoinUSDT/TZS2,758.002,610.00182139
244Okx🇳🇵USDT/NPR₨159.05192039
245Bitget🇳🇵USDT/NPR₨159.00192039
246BitgetUSDT/TZS2,669.00182139
247OkxUSDT/TZS2,620.00182139
248Bybit🇳🇵USDT/NPR₨170.50₨168.00192039
249BitgetUSDT/JOD0.71182038
250BinanceUSDT/JOD0.710.71182038
251BybitUSDT/JOD0.710.71182038
252OkxUSDT/JOD0.71182038
253KucoinUSDT/JOD0.730.62182038
254Kucoin🇺🇸USDT/USD$1.00$1.30191837
255Htx🇺🇸USDT/USD$1.00$1.20191837
256Binance🇺🇸USDT/USD$1.10191837
257Bitget🇺🇸USDT/USD$1.17191837
258Okx🇺🇸USDT/USD$1.00$1.35191837
259Bybit🇺🇸USDT/USD$0.80$1.20191837
260Kucoin🇯🇵USDT/JPY¥200.00161733
261Bybit🇯🇵USDT/JPY¥161.22¥180.00161733
262Binance🇯🇵USDT/JPY¥162.00¥153.00161733
263OkxUSDT/RWF1,488.591,480.3072633
264Bitget🇯🇵USDT/JPY¥163.00161733
265BinanceUSDT/RWF1,476.991,486.0072633
266BybitUSDT/RWF1,498.001,420.0072633
267Okx🇯🇵USDT/JPY¥164.80¥163.30161733
268BinanceUSDT/BOB11.6311.58171532
269BybitUSDT/BOB11.6011.59171532
270KucoinUSDT/BOB11.90171532
271OkxUSDT/BOB12.2212.15171532
272BitgetUSDT/BOB11.58171532
273Bybit🇭🇰USDT/HKDHK$6.27HK$8.62121931
274Binance🇭🇰USDT/HKDHK$7.90HK$7.90121931
275Htx🇭🇰USDT/HKDHK$7.95HK$7.86121931
276KucoinUSDT/LAK22,000.00111829
277OkxUSDT/LAK22,796.0022,414.00111829
278BinanceUSDT/YER541.00711.00181129
279BitgetUSDT/LAK20,310.84111829
280BinanceUSDT/LAK22,600.0022,530.00111829
281BybitUSDT/YER542.50540.20181129
282Okx🇪🇬USDT/EGPE£51.8527128
283Bybit🇪🇬USDT/EGPE£51.44E£51.8527128
284Bitget🇪🇬USDT/EGPE£51.7127128
285Kucoin🇪🇬USDT/EGPE£52.70E£49.8227128
286Binance🇪🇬USDT/EGPE£51.43E£52.0027128
287BinanceUSDT/BIF5,975.006,100.00121628
288OkxUSDT/VES967.00960.15101727
289BinanceUSDT/VES957.00963.00101727
290BitgetUSDT/VES954.00101727
291KucoinUSDT/VES920.00101727
292BybitUSDT/VES957.40956.00101727
293HtxUSDT/VES668.83101727
294HtxUSDT/UYU48.32121426
295BinanceUSDT/UYU41.9342.00121426
296BybitUSDT/UYU40.2641.00121426
297OkxUSDT/UYU40.25121426
298BitgetUSDT/UYU40.71121426
299BinanceUSDT/MOP8.088.09131124
300OkxUSDT/MOP8.148.03131124
301BinanceUSDT/IQD1,564.001,578.00121022
302BybitUSDT/PAB1.030.9915722
303Bitget🇨🇳USDT/CNY¥6.7171522
304BitgetUSDT/PAB1.2015722
305OkxUSDT/PAB1.030.9915722
306KucoinUSDT/IQD1,600.001,502.00121022
307OkxUSDT/GTQ8.887.5513922
308Binance🇨🇳USDT/CNY¥6.63¥6.6471522
309BinanceUSDT/PAB1.0115722
310BybitUSDT/GTQ7.637.4213922
311OkxUSDT/IQD1,559.001,562.00121022
312Okx🇨🇳USDT/CNY¥6.65¥6.6671522
313BinanceUSDT/GTQ7.947.8813922
314BybitUSDT/IQD1,565.001,557.67121022
315BinanceUSDT/MWK4,550.007,833.7512021
316KucoinUSDT/MWK1,330.0012021
317BinanceUSDT/BWP15.3914.5011920
318OkxUSDT/BWP15.4013.8011920
319BinanceUSDT/ERN12.0018.0061319
320OkxUSDT/HNL24.709817
321BinanceUSDT/HNL27.8328.909817
322BitgetUSDT/BHD0.3921416
323OkxUSDT/BHD0.380.3821416
324BinanceUSDT/BHD0.380.3821416
325OkxUSDT/SEK9.9031215
326Okx🇧🇩USDT/BDT৳127.80৳125.1014115
327BybitUSDT/SEK8.4811.6431215
328BinanceUSDT/LRD185.00300.1211415
329BinanceUSDT/NIO36.8438.006915
330BinanceUSDT/SEK11.479.3531215
331Bybit🇧🇩USDT/BDT৳126.20৳128.0014115
332OkxUSDT/NIO40.0035.506915
333KucoinUSDT/GNF8,500.007815
334Bitget🇧🇩USDT/BDT৳126.38৳127.4114115
335Binance🇧🇩USDT/BDT৳126.29৳127.9014115
336Kucoin🇧🇩USDT/BDT৳127.72৳120.0014115
337BitgetUSDT/SEK10.9231215
338HtxUSDT/SEK9.1031215
339OkxUSDT/LRD191.00190.0011415
340KucoinUSDT/SEK9.0031215
341BinanceUSDT/GNF9,570.499,582.917815
342BybitUSDT/NOK9.0011.141414
343BinanceUSDT/NOK11.0011.131414
344BitgetUSDT/NOK10.901414
345HtxUSDT/NOK8.981414
346OkxUSDT/NOK10.079.851414
347OkxUSDT/DZD232.011212
348BinanceUSDT/HTG135.90135.619312
349BitgetUSDT/DZD259.991212
350KucoinUSDT/DZD250.00240.001212
351BitgetUSDT/SYP10,550.005712
352BinanceUSDT/DZD245.90255.101212
353BybitUSDT/DZD247.00245.021212
354BinanceUSDT/SYP132.49135.025712
355BinanceUSDT/NZD1.861.634610
356BinanceUSDT/CDF2,343.972,775.463710
357BinanceUSDT/DOP60.5062.137310
358KucoinUSDT/NZD1.881.694610
359OkxUSDT/DOP60.8858.627310
360HtxUSDT/NZD1.991.674610
361HtxUSDT/DOP57.617310
362OkxUSDT/CDF2,458.003710
363BybitUSDT/NZD1.762.064610
364OkxUSDT/NZD1.784610
365BybitUSDT/DOP60.5959.567310
366BitgetUSDT/DOP61.947310
367BybitUSDT/CDF2,650.002,300.013710
368BinanceUSDT/TTD7.4699
369OkxUSDT/TTD8.297.5099
370BinanceUSDT/SLE24.0924.21437
371OkxUSDT/SLE24.99437
372BinanceUSDT/TMT3.5066
373BinanceUSDT/SOS570.68599.50336
374BitgetUSDT/TMT3.5066
375BinanceUSDT/MZN73.8274.15235
376OkxUSDT/MZN76.00235
377BinanceUSDT/AFN66.1964.70145
378BitgetUSDT/COP$3,115.00314
379KucoinUSDT/COP$3,139.97$2,975.27314
380BinanceUSDT/JMD170.00142.37314
381HtxUSDT/COP$3,173.37$3,233.00314
382BinanceUSDT/COP$3,070.00$3,071.99314
383OkxUSDT/JMD159.00142.00314
384OkxUSDT/COP$3,108.00$3,085.00314
385BinanceUSDT/CVE112.00114.08134
386BybitUSDT/COP$3,070.00$3,061.59314
387BitgetUSDT/TND3.20112
388OkxUSDT/ALL75.6976.0122
389OkxUSDT/ZMW20.4618.6522
390BinanceUSDT/ZMW19.5319.8922
391BybitUSDT/LBP89,499.9488,500.5222
392OkxUSDT/PGK6.004.33112
393BinanceUSDT/TND3.193.22112
394BybitUSDT/TND3.273.22112
395BinanceUSDT/PGK4.40112
396HtxUSDT/ALL106.6375.0022
397BinanceUSDT/LBP89,485.9989,150.0022
398OkxUSDT/TND3.443.16112
399KucoinUSDT/TND3.652.95112
400KucoinUSDT/ZMW16.0022
401BinanceUSDT/ALL69.6422
402OkxUSDT/LBP89,499.9988,600.9622
403HtxUSDT/XAF578.1211
404BinanceUSDT/XAF598.50602.5011
405BitgetUSDT/UGX3,845.1011
406HtxUSDT/XOF670.00570.0011
407BinanceUSDT/XOF568.00607.1011
408BinanceUSDT/ZWG26.5711
409OkxUSDT/XAF599.00601.2511
410OkxUSDT/UGX3,813.9911
411BybitUSDT/UGX3,849.003,849.9911
412BybitUSDT/XAF601.00601.4111
413BybitUSDT/XOF570.00588.0111
414BitgetUSDT/XOF594.9811
415BitgetUSDT/XAF593.0311
416BinanceUSDT/UGX3,758.903,906.9111
417BinanceUSDT/MGA4,260.004,233.0011
418OkxUSDT/XOF564.99590.9411
ΣTotal · 418 (exchange, fiat) combos10.2K11.4K21.6K

About Bank Transfer on P2P

Generic bank transfer is the universal P2P fallback — slower than instant rails but available everywhere. Spreads on bank transfer are usually marginally better than instant alternatives because settlement risk is lower for the merchant.

P2P trading via Bank Transferworks like every other rail: the exchange escrows the seller's USDT, the buyer sends fiat through Bank Transfer off-platform, and once the seller confirms receipt the crypto releases. Counterparty risk lives on the Bank Transferside — chargebacks, account holds and KYC mismatches are the failure modes. Always check the merchant's completion rate (>98%) and order count (>1000) before committing.

On OpenRate we currently track 21,621 Bank Transfer P2P ads across 6 exchanges and 103 fiat markets. The deepest liquidity is in SAR, UAH, PHP — sort the table above by total ads to see which (exchange, fiat) combo has the most active merchants right now.

Frequently asked questions

How do I buy USDT with Bank Transfer?+

Open a P2P market on any exchange (Binance, Bybit, OKX), filter the payment-method dropdown to Bank Transfer, pick a buy ad with a high-completion-rate merchant, and start the order. The exchange escrows the seller's USDT; you send fiat via Bank Transfer off-platform; the seller confirms receipt and the USDT releases. Typical settlement is 5–15 minutes.

Which P2P exchange has the best Bank Transfer rates?+

Across the 6 exchanges where Bank Transfer is currently active, Binance, Bitget, Bybit, Htx, Kucoin, Okx carry the most Bank Transfer ads. Rates differ by 0.1–0.5% between venues; this page shows the live prices side-by-side so you can pick the tightest spread.

Is paying with Bank Transfer on P2P safe?+

Yes — the platform escrows crypto until both sides confirm fiat settlement. Counterparty risk is on the Bank Transfer payment rail (chargebacks, account holds), not on the exchange. Always verify the merchant's completion rate (>98%) and order count (>1000) before committing capital.

Why are Bank Transfer P2P spreads tighter than other rails?+

Generic bank transfer is the universal P2P fallback — slower than instant rails but available everywhere. Spreads on bank transfer are usually marginally better than instant alternatives because settlement risk is lower for the merchant.

What fiats can I use with Bank Transfer?+

Bank Transfer is currently active across 103 fiat markets on the exchanges we track, with the deepest liquidity in SAR, UAH, PHP. The full per-(exchange, fiat) breakdown is in the table above.