P2P Payment Methods
Every major P2P crypto-payment rail on one page — from UPI in India and SBP in Russia to Wise globally and Zelle in the US. Each method shows current 24h ad count and merchant depth. Click through for the per-(exchange, fiat) breakdown.
| # | Method | Region | 24h ads | Merchants | Fiats | Exchanges |
|---|---|---|---|---|---|---|
| 1 | UPI | India | 169.7K | 604 | 3 | 5 |
| 2 | IMPS | India | 44.8K | 227 | 2 | 4 |
| 3 | BCA | Indonesia | 38.1K | 340 | 2 | 3 |
| 4 | Easypaisa | Pakistan | 33.6K | 328 | 1 | 3 |
| 5 | Meezan Bank | Pakistan | 29.4K | 263 | 2 | 4 |
| 6 | SadaPay | Pakistan | 21.6K | 312 | 1 | 4 |
| 7 | Revolut | Europe | 11.5K | 33 | 2 | 4 |
| 8 | Zelle | United States | 11.4K | 101 | 1 | 4 |
| 9 | Bank Transfer | Global | 9.9K | 182 | 3 | 1 |
| 10 | Wise | Global | 5.2K | 32 | 2 | 3 |
| 11 | Mandiri | Indonesia | 3.2K | 94 | 1 | 1 |
| 12 | JazzCash | Pakistan | 3.2K | 103 | 1 | 1 |
| 13 | BRI | Indonesia | 3.0K | 87 | 1 | 1 |
| 14 | Tinkoff | Russia | 1.5K | 156 | 2 | 1 |
| 15 | SEPA | Europe | 1.1K | 5 | 2 | 1 |
| 16 | NayaPay | Pakistan | 855 | 65 | 1 | 1 |
| 17 | Alipay | China | 652 | 6 | 2 | 2 |
| 18 | Cash App | United States | 495 | 5 | 3 | 1 |
| 19 | WeChat Pay | China | 228 | 4 | 1 | 2 |
| 20 | SBP | Russia | — | — | — | — |
| 21 | Sber | Russia | — | — | — | — |
| 22 | Venmo | United States | — | — | — | — |
| 23 | PayPal | Global | — | — | — | — |
| 24 | N26 | Europe | — | — | — | — |
| 25 | Raiffeisen | Europe | — | — | — | — |
Europe
Global
China
How to choose a P2P payment method
On every P2P crypto exchange, the platform escrows the crypto while buyer and seller settle the fiat side off-platform — through a bank transfer, mobile wallet or cross-border rail. The payment method you pick affects three things: spread (instant rails like UPI and SBP usually have the tightest spreads), settlement risk (chargeback-prone rails like PayPal and Cash App carry a small premium), and coverage (some rails are listed by every Indian merchant, others by a handful).
For most users the rule is simple: use the dominant local rail (UPI for India, SBP for Russia, BCA for Indonesia, Zelle for the US, SEPA for Europe). For cross-border or larger trades, Wise and SEPA remain the safest bets because dispute support is robust.