AI Card Finder
Which crypto card is right for you?
Describe how you spend and we'll rank every card we profile — by a blended match score and the real annual cost after fees and cashback. Updates as you adjust.
★ Best match for you95.2/100 match
ether.fi Cash
DeFi-native spenders who want custody, yield and strong cashback
Net cost / yr
−$600
Cashback / yr
$720
Fees / yr
$120
OpenRate score
89
✓3.0% cashback (capped $60/mo) ≈ $720/yr back✓No monthly fee✓1.0% FX fee → $72/yr on foreign spend✓Self-custody — you hold the keys✓Apple Pay + Google Pay
Other cards, ranked
Net −$432/yrCashback $480Score 83
✓2.0% cashback ≈ $480/yr back✓No monthly fee✓0% FX fee → $0/yr on foreign spend
Net −$410/yrCashback $480Score 87
✓2.0% cashback ≈ $480/yr back✓No monthly fee✓0.3% FX fee → $22/yr on foreign spend
Net −$396/yrCashback $480Score 83
✓2.0% cashback ≈ $480/yr back✓No monthly fee✓0.5% FX fee → $36/yr on foreign spend
Net −$247/yrCashback $360Score 88
✓1.5% cashback (capped $30/mo) ≈ $360/yr back✓No monthly fee✓0.9% FX fee → $65/yr on foreign spend
Net −$168/yrCashback $240Score 77
✓1.0% cashback (capped $30/mo) ≈ $240/yr back✓No monthly fee✓1.0% FX fee → $72/yr on foreign spend!No ATM withdrawals (your spend mix includes ATM)
Net −$120/yrCashback $240Score 86
✓1.0% cashback ≈ $240/yr back✓No monthly fee✓1.0% FX fee → $72/yr on foreign spend
Net −$42/yrCashback $240Score 81
✓1.0% cashback ≈ $240/yr back✓No monthly fee✓1.8% FX fee → $126/yr on foreign spend
Net −$60/yrCashback $120Score 80
✓0.5% cashback (capped $125/mo) ≈ $120/yr back✓No monthly fee✓0% FX fee → $0/yr on foreign spend
Net $134/yrCashback $0Score 80
✓No monthly fee✓1.2% FX fee → $86/yr on foreign spend✓Apple Pay + Google Pay
Estimates assume your spend mix holds for a year. Net cost = annual fees + FX + ATM − cashback (after the monthly cap). Match blends estimated cost, OpenRate score, your must-haves and what you prioritised. Always verify current terms on the issuer's site.