HTX P2P · USDT/EUR 🇪🇺
The live HTX P2P USDT/Euro market across 43 payment methods. Cheapest BUY: €0.86 · highest SELL: €1.03 · spread 19.77%.
Payment methods · HTX USDT/EUR
| # | Payment method | Buy price | Sell price | Buy ads | Sell ads | Activity 24h |
|---|---|---|---|---|---|---|
| 1 | Revolut | €0.86 | €1.03 | 16 | 88 | 269 |
| 2 | SEPA Instant | €0.86 | €1.03 | 17 | 79 | 239 |
| 3 | Bank Transfer | €0.88 | €1.03 | 12 | 45 | 110 |
| 4 | SEPA | €0.86 | €1.03 | 19 | 34 | 138 |
| 5 | BBVA | — | €0.86 | 1 | 28 | 56 |
| 6 | Paysera | €0.93 | €0.86 | 2 | 27 | 67 |
| 7 | N26 | €0.93 | €1.00 | 3 | 23 | 57 |
| 8 | Zen | €0.88 | €0.86 | 8 | 14 | 51 |
| 9 | Skrill | €0.94 | €0.86 | 8 | 14 | 42 |
| 10 | Bunq | €0.91 | €0.85 | 2 | 7 | 23 |
| 11 | Bank of Georgia | €0.87 | €0.84 | 2 | 5 | 17 |
| 12 | Bizum | €0.96 | €0.86 | 1 | 5 | 14 |
| 13 | NETELLER | €1.00 | €0.81 | 2 | 4 | 7 |
| 14 | ING | — | €0.85 | 1 | 5 | 6 |
| 15 | Kaspi Bank | — | €0.82 | 1 | 4 | 5 |
| 16 | Monobank | — | €0.83 | 1 | 4 | 5 |
| 17 | Paysend | €1.01 | €0.78 | 2 | 2 | 5 |
| 18 | Sberbank | €0.98 | €0.83 | 2 | 2 | 8 |
| 19 | Postepay | — | €0.85 | 1 | 3 | 4 |
| 20 | AdvCash | €0.87 | — | 2 | 1 | 3 |
| 21 | Kapital Bank | €1.03 | €0.81 | 1 | 2 | 3 |
| 22 | MAIB | — | €0.82 | 1 | 2 | 3 |
| 23 | ABN AMRO | €0.96 | — | 1 | 1 | 10 |
| 24 | Moneygram | €0.90 | — | 1 | 1 | 2 |
| 25 | Halyk Bank | — | €0.89 | 1 | 1 | 4 |
| 26 | Privat Bank | — | €0.82 | 1 | 1 | 3 |
| 27 | AirTm | €0.94 | €0.81 | 1 | 1 | 2 |
| 28 | TBC Bank | €0.88 | €0.80 | 1 | 1 | 11 |
| 29 | Tinkoff | €0.98 | €0.83 | 1 | 1 | 4 |
| 30 | VictoriaBank | — | €0.82 | 1 | 1 | 2 |
| 31 | — | €1.03 | 1 | 1 | 2 | |
| 32 | Western Union | €0.94 | — | 1 | 1 | 5 |
| 33 | Raiffeisen | — | €0.83 | — | 2 | 2 |
| 34 | Raiffeisen Bank Aval | — | €0.82 | 1 | 1 | 2 |
| 35 | SBP | — | €0.84 | 1 | 1 | 2 |
| 36 | Alfa-Bank | €0.98 | €0.83 | 1 | 1 | 4 |
| 37 | SWIFT | — | €0.81 | 1 | 1 | 2 |
| 38 | QNB Bank | — | €0.80 | — | 1 | 1 |
| 39 | Vodafone cash | — | €0.68 | — | 1 | 1 |
| 40 | Jusan Bank | — | €0.89 | — | 1 | 3 |
| 41 | Forte Bank | — | €0.89 | — | 1 | 3 |
| 42 | Garanti | — | €0.80 | — | 1 | 1 |
| 43 | Bank Transfer (Turkey) | — | €0.80 | — | 1 | 1 |
About HTX USDT/EUR P2P trading
HTX's USDT/EUR market is the live peer-to-peer book for Eurozone-based users buying and selling Tether directly via local rails. The current cheapest BUY is €0.86 and the highest SELL is €1.03, a 19.77% spread across 539 active ads. USDT/EUR typically trades ~0.3% over the official forex rate — EUR/USDT trades close to the EURUSD forex rate adjusted for the dollar peg. Premium is mostly merchant spread..
Across this market, 43 payment rails are currently quoted. Revolut, SEPA Instant, Bank Transfer carry the most ad volume; the table above ranks every active rail by total 24h activity. Strong RUB market post-sanctions.
Regulator in Eurozone: MiCA (Markets in Crypto-Assets Regulation) since June 2024 unified EU-wide crypto rules. CASP authorisation required for service providers.. Tax: Varies by EU member state. To trade, open HTX P2P, filter by your preferred rail, and pick a merchant with completion rate ≥98% and order count ≥1,000. Don't include "crypto" or "USDT" in payment notes.
Euro P2P context
Typical USDT/EUR premium: ~0.3%. EUR/USDT trades close to the EURUSD forex rate adjusted for the dollar peg. Premium is mostly merchant spread.
Tax in the Eurozone: Varies by EU member state. Germany: 0% after 1-year hold, otherwise income tax. France: 30% flat (PFU). Portugal: 28% on short-term gains since 2023.
Regulator: MiCA (Markets in Crypto-Assets Regulation) since June 2024 unified EU-wide crypto rules. CASP authorisation required for service providers.
What HTX brings to the EUR market
Strong RUB market post-sanctions. Spreads widen at off-peak hours, creating arbitrage opportunities versus Binance/Bybit. Decent INR/IDR depth.
Fees + KYC: 0% trading fees on most P2P markets. KYC required above unverified limits. Operates from Seychelles + Hong Kong; rebranded from Huobi in 2023.
Frequently asked questions
What is the live HTX P2P USDT/EUR rate?+
As of the most recent HTX sync, the cheapest BUY price is €0.86 and the highest SELL price is €1.03 across 43 active payment methods. The full per-payment-method breakdown is in the table above.
What payment methods does HTX support for EUR?+
HTX currently supports 43 active payment methods for USDT/EUR: Revolut, SEPA Instant, Bank Transfer, SEPA, BBVA, Paysera, plus 37 more. Different rails have slightly different prices because they carry different settlement risk and time costs.
Is USDT/EUR P2P trading legal across the EU?+
Yes. The Markets in Crypto-Assets Regulation (MiCA) became fully applicable in June 2024, providing harmonised EU-wide rules for crypto-asset service providers. Any P2P platform serving EU users needs CASP authorisation.
How is USDT taxed in the EU?+
Tax treatment varies by member state. Germany: 0% on gains held over 1 year (otherwise ordinary income tax). France: 30% flat rate (PFU) on gains above €305/year. Portugal: 28% on short-term gains since 2023. Italy: 26% above €2,000.
Is HTX the same as Huobi?+
Yes. HTX rebranded from Huobi in late 2023 after the Justin Sun-led ownership transition. The platform, P2P market, and merchant pool carried over; only the brand changed. Domain redirects from huobi.com to htx.com remain active.
Is HTX P2P safe to use?+
HTX uses standard escrow — crypto is locked in HTX custody until the seller confirms fiat receipt. Counterparty risk is on the off-platform payment rail. Always check merchant completion rate (≥95%) and order count (≥1000) before large trades, regardless of platform.
How does OpenRate get this HTX EUR data?+
For HTX we crawl their public P2P API every 60 seconds and write merchant-level ad data to our Postgres. The aggregate per-payment-method numbers above are reconciled against p2p.army's TOP1 snapshot every 30 minutes.