USDT to USD 🇺🇸
Convert USDT (Tether) to US Dollar at the live United States P2P rate. Currently 1 USDT = $1.04.
1 USDT = $1.04 USD· midpoint of best buy & best sell on live P2P market · refreshed every 2 min.
Quick USDT to USD conversions
Using the live midpoint rate of 1 USDT = $1.04.
| USDT amount | USD value | at buy price | at sell price |
|---|---|---|---|
| 1 USDT | $1.04 | $0.80 | $1.29 |
| 10 USDT | $10.43 | $8.00 | $12.86 |
| 100 USDT | $104.3 | $80 | $128.6 |
| 500 USDT | $521.5 | $400 | $643 |
| 1,000 USDT | $1,043 | $800 | $1,286 |
| 10,000 USDT | $10,430 | $8,000 | $12,860 |
How to actually buy USDT for USD
The number above is informational — to actually buy USDT you need a P2P exchange account. The deepest USDT/USD books are on Binance, Bybit, OKX, HTX, and KuCoin. Compare live rates side-by-side on the USDT/USD markets page — the cheapest BUY price across all 9 tracked exchanges is highlighted.
Settlement happens off-platform via the local payment rail (ACH is dominant in United States). The exchange escrows the seller's USDT until you confirm fiat payment received. Counterparty risk lives on the payment rail — always check the merchant's completion rate (≥98%) and order count (≥1000) before committing.
Frequently asked questions
How much is 1 USDT in USD?+
1 USDT is currently $1.04 (US Dollar) on the live P2P market. Buy price (cheapest USDT for sale): $0.80. Sell price (highest paid for USDT): $1.29.
How much is 100 USDT in USD?+
100 USDT = $104.3 (US Dollar) at the live P2P midpoint price. Larger trades may get slightly better merchant pricing — see the per-exchange comparison.
What's the difference between this converter and the official forex rate?+
The P2P USDT/USD rate trades roughly 0.5% above the official forex rate in United States. USDT trades close to its $1 peg in USD markets — the only friction is exchange spreads and short-term peg deviations. The forex rate is what banks quote for USD; the P2P rate is what real merchants charge for USDT (a USD stablecoin) right now.
Where can I actually buy USDT for USD?+
On any major P2P exchange — Binance, Bybit, OKX, HTX, KuCoin all support USDT/USD. Compare live rates side-by-side on the OpenRate per-fiat market page; the cheapest BUY price across all 9 exchanges is highlighted. Settlement is via local payment rail (UPI/IMPS in India, SBP in Russia, JazzCash/Easypaisa in Pakistan, etc).
How accurate is this converter?+
Updated every 2 minutes from live merchant data on direct-crawled exchanges (Binance, Bybit, OKX, HTX, KuCoin) reconciled against p2p.army's snapshot for the rest. Real fills depend on merchant depth — the headline price is TOP1; for size, expect ~0.1-0.5% slippage to the next ad.