Which is cheaper for P2P — Binance or HTX?

It changes by the minute and by currency. Right now Binance shows the better USDT buy price in 3 of the 3 markets where both have live ads. Neither charges a P2P taker fee, so the ad price you see is what you pay.

Which has lower trading fees — Binance or HTX?

On spot, Binance charges 0.10% maker / 0.10% taker vs HTX at 0.20% maker / 0.20% taker (standard tier). On P2P, both are fee-free for takers — the real cost is the spread on the ad.

Can I use both Binance and HTX?

Yes — many P2P traders keep accounts on both and route each trade to whichever shows the better price for their currency and payment method. OpenRate's live table above shows which side is cheaper right now.

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Binance vs HTX

Name: OpenRate stablecoin market dataset — P2P rates, crypto card spend, on-chain flows
Creator: OpenRate
License: https://creativecommons.org/licenses/by/4.0/
Keywords: p2p rate, usdt p2p rate, stablecoin card spending, crypto card volume, binance p2p, p2p arbitrage, on-chain card data

Best USDT buy price on each exchange, by currency. Lower is cheaper.

Market	Binance	HTX	Cheaper
USDT/INR	97.5	105.98	Binance
USDT/USD	0.9	1	Binance
USDT/EUR	0.87	0.87	—
USDT/NGN	—	1,405.15	—
USDT/RUB	—	77.6	—
USDT/PKR	288.7	—	—
USDT/VND	26,270	26,569	Binance
USDT/BRL	—	5.21	—

Fees head-to-head

Fee	Binance	HTX
Spot maker	0.10%	0.20%
Spot taker	0.10%	0.20%
P2P taker fee	0%	0%
Crypto deposit	Free	Free
Withdrawal	Network fee	Network fee

Standard (non-VIP) published rates. 25% off when paying fees in BNB (0.075%) on Binance; htx token deduction and vip tiers reduce rates on HTX. On P2P, the platform fee is zero on both — the cost that actually varies is the ad spread, shown live above. Full schedules: Binance fees · HTX fees.

FAQ

Which is cheaper for P2P — Binance or HTX?: It changes by the minute and by currency. Right now Binance shows the better USDT buy price in 3 of the 3 markets where both have live ads. Neither charges a P2P taker fee, so the ad price you see is what you pay.
Which has lower trading fees — Binance or HTX?: On spot, Binance charges 0.10% maker / 0.10% taker vs HTX at 0.20% maker / 0.20% taker (standard tier). On P2P, both are fee-free for takers — the real cost is the spread on the ad.
Can I use both Binance and HTX?: Yes — many P2P traders keep accounts on both and route each trade to whichever shows the better price for their currency and payment method. OpenRate's live table above shows which side is cheaper right now.