The one-line difference
RedotPay wins on emerging-market coverage and fast onboarding; KAST wins on tiered rewards for mid-to-high spenders; ether.fi Cash wins on self-custody and low FX for larger spenders.
Where each one loses
RedotPay's FX markup and low headline cashback hurt heavy foreign spenders; KAST's top tiers need premium membership and its country list is narrower; ether.fi Cash only pays off at higher spend and needs full KYC.
Pick by country and spend
Run all three through the calculator at your spend level, and check each one's country page first — availability decides the shortlist before fees ever matter.