Can companies pay for a higher ranking?

No. Rankings are produced by our methodology. Companies can verify data and partner on research, but cannot buy placement.

How often is data updated?

Continuously; each page carries a last-verified date and links to sources.

← Research

Research

The OpenRate Methodology: How We Rank Cards and Neobanks

Name: OpenRate stablecoin market dataset — P2P rates, crypto card spend, on-chain flows
Creator: OpenRate
License: https://creativecommons.org/licenses/by/4.0/
Keywords: p2p rate, usdt p2p rate, stablecoin card spending, crypto card volume, binance p2p, p2p arbitrage, on-chain card data

7 min read

Our scoring is transparent and data-led: net value, coverage, fees and trust. Companies can verify data, never buy rank.

Net value, not headline rate

Every card is scored on real net value at a standard $2,000/month profile (30% FX, 20% ATM), then cross-checked across spend tiers. Cashback minus FX, ATM and fees — nothing else.

Coverage and trust

We weight verified country availability, KYC clarity, stablecoin support, and provider track record. Thin or unverifiable products are flagged, not buried.

Rankings can't be purchased

Companies can claim profiles, verify data and partner on research. Placement is never for sale — the full methodology and last-updated dates are public on every page.

FAQ

Can companies pay for a higher ranking?: No. Rankings are produced by our methodology. Companies can verify data and partner on research, but cannot buy placement.
How often is data updated?: Continuously; each page carries a last-verified date and links to sources.