What works in India today
A subset of global-first cards onboard Indian users, typically funded with USDT/USDC and topped up via local rails. Coverage is narrower than marketing pages imply — start from the India data page for the live list.
Fees that matter for Indian users
FX handling, ATM fees and top-up costs vary widely. For local INR spend the FX fee matters less; for travel or foreign subscriptions it dominates.
Best option by use
For low spend, prioritise no-monthly-fee cards; for travel, lowest FX; for cash, lowest ATM fee. The India page ranks each category.