PayMaya P2P · Live USDT Rates
PayMaya (Maya) is the Philippines' #2 e-wallet, neck-and-neck with GCash on PHP P2P. Most Filipino USDT/PHP merchants accept both; PayMaya tends to skew slightly younger and more crypto-native.
PayMayaP2P · per-exchange & fiat
| # | Exchange | Market | Best Buy | Best Sell | Buy ads | Sell ads | Total ads |
|---|---|---|---|---|---|---|---|
| 1 | Binance | 🇵🇭USDT/PHP | ₱61.68 | ₱61.38 | 69 | 71 | 140 |
| 2 | Okx | 🇵🇭USDT/PHP | ₱61.59 | ₱61.47 | 63 | 69 | 132 |
| 3 | Bybit | 🇵🇭USDT/PHP | ₱61.70 | ₱61.45 | 40 | 76 | 116 |
| 4 | Gate | 🇵🇭USDT/PHP | ₱62.06 | ₱61.43 | 7 | 20 | 27 |
| 5 | Htx | 🇵🇭USDT/PHP | ₱62.23 | ₱73.90 | 7 | 10 | 17 |
| 6 | Bybit | 🇺🇸USDT/USD | $1.20 | $1.00 | 1 | 6 | 7 |
| Σ | Total · 6 (exchange, fiat) combos | — | — | 187 | 252 | 439 | |
About PayMaya on P2P
PayMaya (Maya) is the Philippines' #2 e-wallet, neck-and-neck with GCash on PHP P2P. Most Filipino USDT/PHP merchants accept both; PayMaya tends to skew slightly younger and more crypto-native.
P2P trading via PayMayaworks like every other rail: the exchange escrows the seller's USDT, the buyer sends fiat through PayMaya off-platform, and once the seller confirms receipt the crypto releases. Counterparty risk lives on the PayMayaside — chargebacks, account holds and KYC mismatches are the failure modes. Always check the merchant's completion rate (>98%) and order count (>1000) before committing.
On OpenRate we currently track 439 PayMaya P2P ads across 5 exchanges and 2 fiat markets. The deepest liquidity is in PHP, USD — sort the table above by total ads to see which (exchange, fiat) combo has the most active merchants right now.
Frequently asked questions
How do I buy USDT with PayMaya?+
Open a P2P market on any exchange (Binance, Bybit, OKX), filter the payment-method dropdown to PayMaya, pick a buy ad with a high-completion-rate merchant, and start the order. The exchange escrows the seller's USDT; you send fiat via PayMaya off-platform; the seller confirms receipt and the USDT releases. Typical settlement is 5–15 minutes.
Which P2P exchange has the best PayMaya rates?+
Across the 5 exchanges where PayMaya is currently active, Binance, Bybit, Gate, Htx, Okx carry the most PayMaya ads. Rates differ by 0.1–0.5% between venues; this page shows the live prices side-by-side so you can pick the tightest spread.
Is paying with PayMaya on P2P safe?+
Yes — the platform escrows crypto until both sides confirm fiat settlement. Counterparty risk is on the PayMaya payment rail (chargebacks, account holds), not on the exchange. Always verify the merchant's completion rate (>98%) and order count (>1000) before committing capital.
Why are PayMaya P2P spreads tighter than non-Philippines rails?+
PayMaya (Maya) is the Philippines' #2 e-wallet, neck-and-neck with GCash on PHP P2P. Most Filipino USDT/PHP merchants accept both; PayMaya tends to skew slightly younger and more crypto-native.
What fiats can I use with PayMaya?+
PayMaya is currently active across 2 fiat markets on the exchanges we track, with the deepest liquidity in PHP, USD. The full per-(exchange, fiat) breakdown is in the table above.