USDT/INR P2P Rate – Live
The cheapest USDT to INR P2P price across nine exchanges, refreshed every minute. No login required.
All live P2P merchants
| Platform | Merchant | Buy (INR) | Sell (INR) | Payment | Completion | |
|---|---|---|---|---|---|---|
| Kucoin | Zigs Safehaven Merchant$ | ₹111.90 | ₹97.51 | UPI | 99.0% | Trade |
| Kucoin | SAMIMMOLLA | — | ₹99.00 | PhonePe, Google Pay +3 | 99.6% | Trade |
| Kucoin | LEGACY HUB $ | — | ₹100.50 | UPI, PhonePe +3 | 97.7% | Trade |
| Kucoin | Quick Payx | — | ₹103.23 | Google Pay, Bank Transfer (India) +3 | 97.3% | Trade |
| Kucoin | ANIKET KUMAR RAY | — | ₹101.00 | UPI, PhonePe +1 | 92.3% | Trade |
| Kucoin | FZ Trader. | — | ₹104.56 | UPI, Paytm +3 | 92.0% | Trade |
| Kucoin | Maadankk | — | ₹97.35 | PhonePe, Paytm +4 | 97.7% | Trade |
| Kucoin | TRUSTEE 88 | — | ₹99.02 | IMPS, UPI +4 | 89.6% | Trade |
| Kucoin | Guptas | — | ₹92.51 | Google Pay, Paytm +4 | 94.4% | Trade |
| Okx | AMMAN_CRYPTO | — | ₹95.19 | bank, UPI +3 | 94.2% | Trade |
| Kucoin | SSR07 | — | ₹100.00 | IMPS, Bank Transfer (India) +6 | 96.1% | Trade |
| Kucoin | Banglor universal trader | ₹105.50 | ₹101.50 | Bank Transfer (India), IMPS +3 | 97.0% | Trade |
| Kucoin | Bhumi-Farms | — | ₹102.50 | UPI, Paytm +4 | 91.4% | Trade |
What is USDT/INR on P2P?
USDT is Tether — a US-dollar-pegged stablecoin. On a P2P cryptocurrency exchange, an Indian buyer pays a seller in INR via UPI, IMPS or bank transfer; the exchange escrows the USDT until the seller confirms payment received.
The number you see above is the real settlement price₹ per 1 USDT — drawn from live ad books across Binance, Bybit, OKX, HTX, Bitget, MEXC, Gate, BingX and KuCoin.
How to buy USDT for INR safely
Pick the lowest-price merchant from the table whose payment method matches yours (UPI is the fastest in India). Open the exchange, complete the trade in their P2P chat — the platform releases USDT only after the seller confirms your INR has landed.
Watch the completion rate column — anything below 95% means the merchant has cancelled past trades. Stick with online merchants (green dot) so they respond within minutes.
USDT/INR premium vs global spot
India's P2P USDT/INR price has historically traded 5-15% above the global USD/USDT × USD/INR equivalent. The premium widens during INR weakness and narrows when Indian banks expand offshore-payment channels. The spread number above tells you how much the buy and sell sides differ — a wide spread means liquidity is thin.
Live data on OpenRate
For deeper market data — per-exchange ad books, payment-method breakdowns and 24h volume — see the live dashboards on openrate.live.